We went to state bank for a construction loan with 38K into the project and anther 16K for closing costs. My husband also has a 750 excellent credit score. We were told by two loan officers that it all looked good and we would be approved, with cash left in our pockets for other expenses. Well after three weeks of living in the camper the loan committee finally met about our loan. They came back and said that they would fund us if we put 50K into the project, a 20K contingency fee, and 7k closing costs. That is nearly 80,000!!!! on a $200,000 loan!!! with excellent credit! DONT FALL FOR THEIR LIES, GO TO ANOTHER BANK RIGHT OFF THE BAT! We are now stuck in a trailer and the snow will fall soon because we believed that we were pre-approved and had what we needed for a month straight.
Been banking here for almost 3 years now and I really love it. They saved me twice in the past few months. One with a loan for my company, and the other, someone online or somewhere stole my card number and was using it from some different location. They shut the card down. I went in and they got me a new card and settled all the disputed things on the debit card.
The bank is garbage. Im being serious when i say never leave your town if you plan on having money. Youll end up stranded somewhere with no access to your funds and the bank will be closed. Get a bigger bank like chase so at least youll never be stranded somewhere.
Friendly, caring and very helpful. Best bank I've had so far!
These other reviewers must be employees. WARNING do not go to State Bank for a construction or mortgage loan!!!!! We sold our house, bought land and moved into a camper trailer with a newborn and two other kids.
Haha they are all so helpful. And have always been extremely nice.
State Bank Of Southern Utah is a US Bank based in Cedar City, Utah. State Bank Of Southern Utah is located at 377 N Main St, Cedar City, UT 84721, USA.
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